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Insurance Expert Witness - Property and Casualty

Burl Daniel, CPCU, CIC, CRM

Burl Daniel, CPCU, CIC, CRM

4200 South Hulen
Suite 150

Fort Worth, Texas 76109

Phone(817) 980-4897

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Expert WitnessForensic ExpertSpeaker
Burl Daniel, CPCU, CIC, CRM is a Property & Casualty Insurance Expert Witness; engagements include retention by Plaintiff and/or Defense counsel. His insurance career dates to 1973 while obtaining a BBA - Insurance at the University of Texas. Professional focus since 2004 has been dedicated to serving as a Property & Casualty Insurance Expert Witness. From 1979-2004 he was an insurance agent and agency principal; he also held positions as a corporate risk manager and Adjunct Insurance Professor with two Texas universities.


Insurance Expert Witness - Property & Casualty

Standard of Care:
- Insurance Agent / Broker Errors & Omissions
- Insurance Bad Faith
- Claims Handling Custom & Practice

- Property Insurance Expert
- Business Interruption / Business Income / Extra Expense
- Flood Insurance Expert
- Ocean Marine Insurance
- Inland Marine Insurance
- Builders Risk
- Boiler & Machinery / Equipment Breakdown

- Commercial Auto Insurance
- Commercial General Liability Insurance
- Products Liability Insurance
- Pollution / Environmental Liability
- Commercial Umbrella Expert
- OCIP / CCIP / Wrap-ups
- Professional Liability Insurance
- Claims Made Insurance
- Surplus Lines Expert
- Directors & Officers Liability Insurance
- Employment Practices Liability Insurance
- Workers Compensation
- Aviation Insurance
- Maritime / P&I

- Crime Insurance / Fidelity Bonds
- Performance Bonds

Personal Lines Expertise:
- Personal Auto
- Homeowners / Farm & Ranch Insurance
- Personal Umbrella Insurance
- Boat / Watercraft Insurance

Litigation Support Services

Insurance Expert Witness - Property & Casualty
Carrier Claims Negotiation / Coverage Disputes
Insurance Litigation - Case Assessment
Insurance Litigation Consulting Expert
Insurance Forensic Analysis
Insurance Policy Construction
Insurance Portfolio Review / Analysis

Areas of Expertise

Additional Expertise:

Commercial Auto, Extra Expense, Pollution Liability, Agent Errors & Omissions, Business Income, Umbrella Liability, Garage / Garagekeeper's Liability , Commercial General Liability Insurance, Products Liability, Construction Insurance, OCIP-CCIP-Wrap-ups, Commercial Umbrella, Excess Liability Insurance, Professional Liability, Directors & Officers, Employment Practices Liability, Property Insurance Expert, Business Interruption, Boiler & Machinery, Builders Risk, Inland Marine, Ocean Marine, Crime Insurance, Fidelity Bonds, Personal Auto, Homeowners, Farm & Ranch Owners, Boat-Watercraft, Personal Umbrella, Agent Errors & Omissions, Insurance Bad Faith, Claims Handling Custom & Practice, Surplus Lines.


Professional activity since 2004 has been dedicated to Property & Casualty Insurance Expert Witness. From 1979-2004, Mr. Daniel insured clientele across a wide variety of industries. The result of insuring an array of clients was expertise developed across multiple lines of Property & Casualty insurance. Representative clients included:

• Contractors (General and Subcontractors)
• OCIP / CCIP / Wrap-ups
• Property Owners
• Manufacturers
• Pharmaceuticals
• Oil jobbers
• Truckers
• Retailers
• Wholesale Distributors
• Import - Export
• Non-Profit Organizations
• Insurance Companies
• Banks
• Attorneys
• Engineers
• Computers - Software
• Aviation
• Service Providers
• Wildlife Parks

Consulting Practice

All States

More Information

Flood Insurance Expert Witness
Inland Marine Insurance Expert Witness
Commercial Auto Liability Insurance Expert Witness
Agent Errors and Omissions Insurance Expert Witness
Pollution / Environmental Liability Insurance Expert Witness
Business Interruption / Extra Expense Insurance Expert Witness

Burl Daniel, CPCU, CIC, CRM in the Social Networks

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Professional Experience

Burl Daniel entered the insurance industry in 1973. As a retail insurance agent from 1979 - 2004, he placed coverage and advised clients on insurance and risk management issues. Agency duties included sales, agency management, underwriting, claims handling and carrier negotiations. His experience includes positions as a Corporate Risk Manager and Adjunct Professor of Insurance with two Texas universities. Professional focus since 2004 has been Property & Casualty Insurance Expert Witness.

2004- Burl Daniel, CPCU, CIC, CRM - Insurance Expert Witness
2001-04 Frost Insurance Agency, Fort Worth, TX, Senior Vice President
1988-2001 Principal: Milrany Scott / AIS Insurance Agency, Fort Worth, TX
1985-87 Board of Directors: Independent Insurance Agents of Tarrant County
1984-88 Principal: Burl Daniel Insurance Agency, Fort Worth, TX
1979-84 Principal: Dickerson-Llewellyn Agency, Fort Worth, TX
1976-79 Overseas: Europe, Middle East, Asia, Australia, South America
1975-76 Corporate Insurance & Risk Manager, Gulf States Utilities, Beaumont, TX


Property & Casualty Agent
Risk Manager

Legal Experience & Services

August 2004 - present, Insurance Expert Witness - Property & Casualty; 30+ depositions and 8 appearances at trial.


Society of Certified Insurance Counselors
Certified Risk Managers International


• University of Texas, BBA - Insurance (1975)
• CPCU - Chartered Property Casualty Underwriter (1989)
• CIC - Certified Insurance Counselor (1993)
• CRM - Certified Risk Manager (2001)

As an Insurance Expert Witness, Mr. Daniel has been deposed and testified in court numerous times. Please see for expanded CV and list of Cases.

Seminars & Training

CPCU - Chartered Property Casualty Underwriter
CIC - Certified Insurance Counselor
CRM - Certified Risk Manager

CIC and CRM designations require annual Continuing Education seminars conducted by The National Alliance for Insurance Education and Research ( Mr. Daniel has attended these seminars at least annually since 1989.


Hiring Insurance Expert Witnesses: Get Your Money’s Worth!

Professional References

Specific attorney references available on request. For a list of 'Cases', including attorney names and phone numbers for prior engagements, please visit:


1975 University of Texas at Austin, BBA - Insurance
1981-83 Adjunct Professor of Insurance, University of Texas at Arlington
1984 Adjunct Professor of Insurance, Tarrant County College
2006-07 Adjunct Professor of Insurance, University of North Texas

Articles Published by Burl Daniel, CPCU, CIC, CRM

 Using Expert Witnesses: Get Your Money’s Worth!

Insurance attorneys are busy! No two cases are the same! Attorneys face weekly tight schedules for legal filings, depositions and court deadlines. Not to mention phone calls and client counsel sessions on a daily basis. As insurance expert witnesses we find this true of both plaintiff and defense trial lawyers who retain us. No secrets here.

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