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Harold

Harold "Trey" Fairman III, AIF, JD, LLM

1501 San Elijo Rd South
Suite 104, Box 135

San Marcos, California 92078

Phone(619) 993-0013

Website https://www.treyfairman.com/

► Contact Harold "Trey" Fairman III, AIF, JD, LLM

Expert Witness
An investment advisor, tax attorney, licensed insurance agent in multiple states, a licensed life settlement broker, an Accredited Investment Fiduciary®, and a member of the California Bar. More than 25 years experience as an insurance broker and tax planner in the high-net-worth market; now providing retirement plan advisory services. Life insurance, life settlement, TOLI, STOLI, retirement plans, and premium financing are a few of the topics I address. Issues include fiduciary oversight, prudent process, fraud, misrepresentation, negligence, suitability, due diligence, and standard of care.

Services

I provide consulting and expert witness services to plaintiff and defense attorneys, as well as bank and investment company legal departments addressing issues such as

Prudent Process
Fiduciary Oversight
Fraud
Misrepresentation
Negligence
Suitability
Due Diligence
Standard of Care.

Example topics include:

Life Insurance (term, whole, universal, indexed, variable)
Premium Financing
Life Settlement Transactions
401(k) Fiduciary Oversight / Prudent Process
Disability Insurance and Business Owner Planning
Long-term Care Insurance
Annuities
Policy Valuation
Inforce Insurance Policy Review / Policy Lapse
Trust Owned Life Insurance (TOLI)
Advisor Standard of Care
Premium Financed Indexed Universal Life (IUL) Insurance
Stranger Originated Life Insurance (STOLI and IOLI)

I also provide fiduciary guidance and investment oversight for corporate-sponsored retirement plans, and retirement plan advisory services to employers and high-income professionals. I design and implement customized investment and insurance solutions to maximize income tax benefits for organizations and individuals.

Areas of Expertise

Additional Expertise:

STOLI, TOLI, Prudent Process.

Profile

In my 25+ years as a tax planner and insurance broker in the high-net-worth market, I have partnered with Wall Street firms, private banks, independent advisor groups, investment advisors, attorneys, employers, and associations and assisted them in providing insurance, tax, and retirement planning services. I am an investment advisor, tax attorney, licensed insurance agent in multiple states, a licensed life settlement broker, an Accredited Investment Fiduciary®, and a member of the California Bar.

Consulting Practice

All States

Harold "Trey" Fairman III, AIF, JD, LLM in the Social Networks

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Licenses

• California Department of Insurance Agent License # 0B61763, received July 1995
• National Insurance Producer Registry (NIPR) #2086976
• FINRA Series 7 – General Securities Representative, received July 1996
• FINRA Series 63 – Uniform Securities Agent, received July 1996
• FINRA Securities Industry Essentials Examination – October 2018
• FINRA Series 66 – Uniform Combined State Law Examination, received August 2019
• Central Registration Depository (CRD) # 2751260
• Registered Representative with The Leaders Group Inc
• Registered Investment Advisor with TLG Advisors
• Admitted to the California Bar, December 2000, License # 211167


Education

• Master of Laws in Taxation, University of San Diego School of Law, San Diego, CA, May 2001
• Juris Doctor, University of San Diego School of Law, San Diego, CA May 2000
• Bachelor of Science in Business Administration, Majoring in Finance, University of Delaware, Newark, DE, May 1993




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